Design &Implementation of a Full-Stack Mobile Vehicle Insurance Application with AI-Powered Biometric Identity Verification

Abstract

This work aims to design and develop a comprehensive digital vehicle insurance application that simplifies insurance operations and improves the user experience, leveraging modern web and mobile technologies. The proposed system uses a multi-layer architecture that includes a Flutter mobile app, a React and TypeScript administrative dashboard, a Node.js and Express.js backend, and a facial verification microservice built with Flask and DeepFace. The application offers user registration, vehicle registration, insurance policy subscription, claim submission, document uploading, online payment processing, and real time status tracking. The administrative dashboard allows experts and administrators to manage policies, review claims, and generate assessment reports. To improve security, the platform integrates JWT-based authentication and biometric face verification. MongoDB serves as the primary database, while Socket.io provides real-time notifications and communication between system components. Functional testing confirmed the successful operation of all modules, including authentication, policy management, claims processing, payment integration, notification services, and identity verification. These results demonstrate the effectiveness of the proposed solution and its potential as a modern digital platform for managing vehicle insurance.